Privacy & Disclaimer

Thank you for visiting (the “Web Site”) and reviewing our Privacy Policy. Your privacy is important to us, and our policy is that we will collect information about you only when you choose to provide that information. This Privacy Policy does not describe information collection practices on other sites, including those linked to or from the Web Site.

The information provided is intended for general circulation and does not take into account the specific investment objectives, financial situation or particular needs of any particular person. You may want to seek advice from a financial adviser regarding the suitability of the investment product, taking into account the specific investment objectives, financial situation or your particular needs, before you make a commitment to purchase the investment product.

The contents of this website, including these terms and conditions, are subject to change and may be modified, deleted or replaced from time to time and at any time.


The materials found on the Web Site are copyrighted unless otherwise noted and may not be copied, used or distributed in any way without written permission of the author, except  as provided in these terms and conditions or in the text on this Web Site. The author disclaims any warranties (express or implied), merchantability, or fitness for any particular purpose and shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental, or consequential damages arising directly or indirectly from the use of any of this material, which is provided “as is”, and without warranties.

Governing Law and Jurisdiction

This Privacy Policy constitutes a contract made under and shall be governed by and construed in accordance with the laws of Singapore.